Financing

Financing

At Top to Bottom Construction, Inc., we understand that the extent of taking on home repair or general construction projects can be a challenging investment to take on. One way in which we assist our customers in accomplishing their home improvement dreams is by offering financing options through GreenSky Credit. These programs make it possible or more manageable for many applicants to benefit from financial assistance for projects up to $55,000.

Reduced rate interest 5 years 6.99%

For larger projects, we offer reduced rate plans. The terms of these plans can be 7 or 10 years and have a fixed APR of 9.99%. We recommend these plans for more extensive remodeling projects, such as additions, bathrooms or kitchens. And although 7 to 10 years may seem like a long time to pay off a remodeling project, if you are financing more than $40,000 it can be a great way to get the home improvement you want without emptying your savings account or borrowing against your home’s equity. There is also no prepayment penalty with these plans. Subject to credit approval

No interest if paid in full within 2 years, 17.99% - 26.99% for the last 5 years

Have you been dreaming about remodeling your kitchen or bathrooms? How about adding a second story to your home? With a 99% approval rating, and a Second Look program for clients who have previously been denied, our financing options will help to give your home the makeover you have only seen on home improvement shows. Subject to credit approval

Still have Questions?

If you have any questions about these financing options or if you would like to apply for one, please call us at 847-446-0051. Credit decisions are given instantly. If you are denied, we can walk you through the exclusive Second Look program. A professional at GreenSky will review the application to determine reason for initial denial. If you are still unable to get approved for one of the above plans, you may still qualify for the standard installment loan which is 7 year loan at 17.99% - 26.99% APR. Financing for GreenSky credit programs is provided by a network of federally insured, federal and state charter banks.

GreenSky® Program Disclosure

English:

Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

Spanish:

Los préstamos para el programa de préstamos de consumo GreenSky® son ofrecidos y otorgados por instituciones financieras federales o estatales autorizadas con seguro federal que brindan créditos sin tener en cuenta la edad, la raza, el color, la religión, la nacionalidad de origen, el género, la discapacidad o la situación familiar. Una lista de las instituciones financieras que actualmente brindan préstamos a través del Programa GreenSky® se encuentra disponible en greensky.com/bank-partners. GreenSky Servicing LLC administra los préstamos en nombre de su prestamista, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® es una marca registrada de GreenSky, LLC, y se otorga conforme a una licencia a bancos y a otras instituciones financieras para su uso en relación con dicho programa de préstamos de consumo. GreenSky Servicing, LLC es una empresa de tecnología financiera que administra el programa de préstamos de consumo GreenSky® prestando apoyo a la emisión y administración a bancos, y a otras instituciones financieras que otorgan o tienen préstamos del programa. GreenSky, LLC y GreenSky Servicing, LLC no son prestamistas. Todas las decisiones crediticias y términos del préstamo son establecidas por los prestamistas del programa.

For more information, visit GreenSky.com.

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